Features Included with Membership

ScoreMaster® has your money, credit and identity in one place with Action buttons and score tools.

Using ScoreMaster®

Using ScoreMaster®

Pay Differently

See how your payments can increase your credit score. Know how much to pay and by when. Know the optimal time to apply for a credit card, auto loan, mortgage or other credit.

Spending Impact

See how your spending can lower your credit score. Balance the spending between your accounts and know the optimum time to repay.

A Personalized Plan to Get More Points

Once your target score is saved, ScoreMaster® will tell you specifically what to do.

Timing

Your Plan includes 'Post Payment By' dates targeted before a creditor reports your account details to credit reporting agencies.

Using ScoreBuilder®

Using ScoreBuilder®

A Personalized Plan to Get More Points

ScoreBuilder® creates a personalized plan to help you understand what is helping and hurting your credit score, plus what actions you can take.

Simple Action Buttons

View your negative accounts weighing down your score and take action to take care of them.

Using ScoreTracker

Using ScoreTracker

View All Your Different Scores

Get an in-depth look at the different types of scores you have and see where you stand. Includes your Credit Score, Auto Score, Insurance Score and Hiring Risk Index.

History

See how your scores change over time to get a better understanding.

Additional Features

Smart Credit Report®

A simple and innovative way to view your credit report. Use Action buttons to quickly ask questions and resolve problems.

Money Manager

All your online banking in one place. Use Action buttons to quickly ask questions and resolve problems.

$1 Million Fraud Insurance

Covers Bank, Savings, Brokerage, Lines of Credit, Credit Card and more for your whole family.

Activation required after enrollment.

Alerts

Receive alerts for suspicious activity, payments due & credit report events. Link your phone to get alerts faster.

Action Buttons

With a simple button you can remove identity theft, negotiate debts, resolve reporting problems and ask questions directly with your creditors.

3B Report & Scores

View a side by side comparison of how your credit report looks across all 3 credit bureaus. Keep your reports free of any errors.