ScoreMaster® is Built for You

  • Can You Buy a Home With Bad Credit?

    by on Nov 23, 2020, 01:11 PM

    You’re in the market for a new home, but unfortunately, your credit score just isn’t the best. Buying a home with bad credit is still a possibility, but it will take some extra effort and risk on your part. There are options for homeownership for those with bad credit, especially via government home loan programs…. View Article

    Read More...

  • First Time Taking Out a Business Loan? Avoid These Common Missteps

    by on Nov 16, 2020, 12:59 AM

    For many people, owning a small business is a dream come true; the culmination of years of hard work and passion. This year has been tough for many of the country’s 30.7 million existing small businesses, and many owners are turning to loans as they adapt to the changing climate. But if you’re just starting… View Article

    Read More...

  • What To Know About How Each Credit Bureau Works

    by on Nov 09, 2020, 01:01 PM

    As consumers become interested in applying for credit, they also become increasingly curious about what goes into a credit report and how a credit score is calculated. However, discrepancies do exist. Each of the three major credit agencies — Equifax, Experian and TransUnion — receive different information from creditors, and in turn, calculates credit scores… View Article

    Read More...

  • Why Are Credit Scores Different?

    by on Nov 02, 2020, 12:48 PM

    No doubt, you are aware of the importance of a credit score. Aside from serving as the fundamental criteria when applying for new lines of credit, a credit score may also be important when an employee begins a new job, when a renter wishes to move into an apartment, and when an individual seeks membership… View Article

    Read More...

  • 6 Ideas for Great Work Perks That Go Beyond Dental and Medical

    by on Oct 27, 2020, 08:26 AM

    While giving your employees a huge pay raise may not be within reach this year, there are some great perks for work that can help cultivate a productive and positive work environment. Perks are a huge draw for staff members—in fact, 80% of Americans would rather stick with a job with benefits than get a… View Article

    Read More...

  • What’s the Difference Between Pre-Qualified and Pre-Approved?

    by on Oct 20, 2020, 12:00 AM

    If you’ve ever applied for a loan or a credit card, it’s likely you’ve heard these two words at some point during the process: pre-qualified and pre-approved. While the terms sound similar, they are actually quite different, especially when it comes to what is required from the borrower throughout the approval process. While both terms… View Article

    Read More...

  • What Are the Benefits of a Perfect Credit Score?

    by on Oct 15, 2020, 09:03 AM

    The perfect credit score is 850, but how many people actually have that? Is it even achievable, or is it something imaginary that the credit industry holds over consumers’ heads? Let’s take a look at the seemingly elusive 850 credit score and what it can mean for securing the best interest rates on the best… View Article

    Read More...

  • 6 Ways Lenders Can Generate More Leads

    by on Oct 15, 2020, 12:00 AM

    Being a good lender involves a lot of documentation, but the process goes far beyond pushing paperwork. If you are looking to build better relationships with your clients, increase referrals and in turn close more deals, the key to success is going above and beyond for homebuyers to make sure they are financially prepared to… View Article

    Read More...

  • When You Should Wait to Refinance

    by on Sep 09, 2020, 12:00 PM

    As mortgage rates hit a low point, many people are choosing to refinance their old loans. In July, the number of Americans choosing to refinance a loan was up 74% over the same period last year. If you want to change your loan term or decrease the interest payments, then refinancing can be a great… View Article

    Read More...

  • 5 Tips to Manage Your Credit Utilization Ratio

    by on Sep 02, 2020, 11:42 AM

    Of all the factors determining your credit score, credit utilization management is second only to payment history. It shows you handle credit responsibly. Managing your credit utilization ratio can help you achieve your best possible credit score — but how exactly can you manage your CU ratio? It’s easier than you think. What Is a… View Article

    Read More...