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  • Credit Monitoring Services for Employees: Why Offer Them?

    by David B. Coulter on Apr 21, 2021, 11:52 AM

    Health benefits have long been a key component of employee compensation packages. However, in this time of the pandemic, benefits packages have extended to include services revolving around wellness — both health and financial. Issues related to money, savings, investing and spending can affect employees’ well-being, which in turn affects their performance in the workplace…. View Article

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  • How to Take Out a Loan With Bad Credit

    by David B. Coulter on Apr 13, 2021, 04:44 PM

    A loan can help you out of a tight spot, help you pay for something you can’t afford out-of-pocket, and is great for building credit (but can hurt your credit, too). Whatever the reason is, you may already know that your credit score is important to the lender. So how do you take a loan… View Article

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  • How Financial Stress Affects Employees: 3 Things to Watch For

    by David B. Coulter on Apr 09, 2021, 05:10 AM

    Can employers quantify the effects of employee stress? According to a survey of more than 10,000 Americans by Salary Finance, U.S. businesses lose $500 billion per year due to employees’ personal financial stress. Nearly one in two U.S. employees are worried about money, leading to depression, panic attacks, sleepless nights and distractions at work; this… View Article

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  • 3 Benefits Employees Want When it Comes to Financial Wellness

    by David B. Coulter on Apr 06, 2021, 05:23 PM

    When employees are not well, they cannot function properly at work. Physical illness is not the only measure of wellness; mental health and financial health needs have been attracting more attention as these two aspects contribute greatly to an employee’s ability to perform. But unfortunately, employees may not be so open about discussing these, which… View Article

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  • The First-Time Home Buyer Checklist

    by David B. Coulter on Mar 30, 2021, 05:05 AM

    Owning a home is still an integral part of the American Dream, and almost two million Americans each year make homeownership a reality for the first time. Yes, it’s a complex process that can take months to complete, but the good news is that 18% of first-time buyers in 2020 reported a smooth, positive experience…. View Article

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  • Mortgage Broker Vs. Lender: What’s the Difference?

    by David B. Coulter on Mar 29, 2021, 04:58 PM

    You might consult either a mortgage broker or a lender In the process of buying a home. These terms are used interchangeably, but it’s essential to recognize some key differences. Knowing these differences can help you make the right choice for you when looking for a lender to provide a loan to purchase a property. … View Article

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  • 7 Steps Your Clients Can Take to Build Credit Fast

    by David B. Coulter on Feb 26, 2021, 11:38 AM

    If you’re a lender with a prospective client who doesn’t have their credit score quite where it needs to be for a loan, you don’t have to send them out the door just yet. By providing these people with solutions for building their credit fast, you’ll not only be helping them but helping yourself in… View Article

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  • Should I Buy or Sell a Home Right Now?

    by David B. Coulter on Feb 24, 2021, 11:32 AM

    Over the course of a typical 15- to 30-year mortgage, economic conditions will fluctuate between boom and bust. But the coronavirus pandemic has laid down a fresh and unusual challenge for investors. The pandemic has fundamentally changed where people work, where they want to live and how they see their financial goals. It has also… View Article

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  • Is Your Compensation Package Up to Par for 2021?

    by David B. Coulter on Feb 23, 2021, 05:00 AM

    The new year often means the time for organizations to evaluate their compensation and benefits plans. With so much upheaval and uncertainty in 2020, it’s not only organizations that need to reassess their costs but also employees themselves, who are most likely dealing with a new personal financial landscape. However, employers can explore options and… View Article

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  • 10 Financial Challenges Your Employees May Face in 2021

    by David B. Coulter on Feb 22, 2021, 11:13 AM

    The Covid-19 pandemic isn’t just a health crisis — for many, it’s a financial one, too. In fact, nearly nine in 10 Americans say the pandemic has created financial challenges for their household, according to the National Endowment for Financial Education (NEFE). As you hire new employees, keep in mind, some may be returning to… View Article

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