For Borrowers

Use ScoreMaster® to quickly get your best credit score before you borrow and manage your score as you spend.

The Power to Get
Better Deals

Actual Results* Using ScoreMaster®

MemberInitial Credit ScorePoints AchievedCredit Score AchievedDays to Achieve
11349xxxx66712379029
13308xxxx66211277428
16841xxxx68710278911
5365xxxx64810275013
16695xxxx6339773024
4928xxxx6139771034
13086xxxx6569475014
12896xxxx6578874523
16391xxxx6218570610
14388xxxx6478573221
15127xxxx691847754
18278xxxx615846995
12219xxxx6018468534
12826xxxx6308371318
8562xxxx6238070324
3267xxxx6497872718
19159xxxx6057768223
14429xxxx6647674028
14437xxxx6867576121
15263xxxx6087268018
13618xxxx7597183010
16368xxxx6427171318
13109xxxx6227169319
11537xxxx6777074729
16503xxxx6536972233
7484xxxx6436871126
3142xxxx6446771130
15318xxxx6106667625
16354xxxx6196568422
18780xxxx644627068
14571xxxx6276268935
20001xxxx6446170515
12012xxxx6796174026
14944xxxx6346169543
17447xxxx6486070819
16671xxxx6625972125
16775xxxx6375969636
12431xxxx640586984
17195xxxx602586608
17263xxxx6655872310
10654xxxx6195867730
16280xxxx600576574
16958xxxx666577235
17912xxxx629576866
19560xxxx602556578
17797xxxx682557379
13890xxxx6915374424
13775xxxx6105366343
17878xxxx6015265310
14206xxxx6175266920
12460xxxx6335268521
16024xxxx6825273430
14636xxxx6285268034
18661xxxx7185176920
14287xxxx6205167130
19988xxxx647506974
13887xxxx672507229
11269xxxx6454969415
16926xxxx6764972532
19105xxxx639486876
12979xxxx645486937
18600xxxx6354768216
13693xxxx6614770821
13250xxxx6004764725
14940xxxx6454669126
14052xxxx6324667841
12512xxxx697457429
16661xxxx6194566419
19033xxxx6004464428
18244xxxx6274367011
17723xxxx6484369117
11865xxxx6654370828
12761xxxx6584370131
15199xxxx698427404
14118xxxx7614280313
6010xxxx7194276119
13106xxxx6764271825
10935xxxx7574279931
17571xxxx691417323
16700xxxx6954173614
18107xxxx6844172516
18480xxxx6384167930
17671xxxx6024164332
14166xxxx6314167239

The Power to Get
Better Deals

Get More Points Quickly

An improved score opens up more options in so many ways. Often people are leaving easily achievable points on the table when they enter a credit approval process.

If you're shopping or thinking about borrowing, use ScoreMaster® first to get a better credit score & then apply.

Your Unique Plan

Your Unique Plan

A Plan for You, Not The Averages

ScoreMaster® lets you save a precise Plan that is unique for your credit situation showing you how much to pay and to which account. Your Post Payment By dates are not your due dates but are uniquely timed by ScoreMaster® to be prior your creditor’s reporting cycle.

Simple, Easy & Fun

Slide the dial with one finger to easily see your available credit score points and how to get them.

See How It Works

A Full Suite of Features

A Full Suite of Features

Your Money, Credit & Identity in One Place

Your membership includes ScoreMaster®, ScoreBuilder, ScoreTracker, Money Manager, Smart Credit Report®, 3B Report & Scores and $1MM in Fraud Protection for your whole family and more!

Use the Action buttons to ask questions or solve problems on your credit report or online banking transactions.

Learn More

*Legal Disclaimer: ScoreMaster® is a patent-pending educational feature simulating credit utilization’s effect on credit scores via payments or spending. Your results may vary and are not guaranteed.